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Cancellation of Consumer Contracts

This guide discusses state laws which provide a right to cancel certain consumer contracts or return purchases.

General Information


About This Guide

A statutory right to cancel a contract or return a purchase because you change your mind is not the norm in Texas. State law grants a right to cancel — also called a “right of rescission” or a “cooling off” period — in only a few specific instances.

This guide provides a list of statutes that provide consumers with a right to cancel a contract or an agreement if certain conditions are met. We caution that it is not an exhaustive list.

If you do not see a statute that governs your particular situation, you may be bound by your agreement with the seller. Consult an attorney for more information about your right to cancel a contract or purchase.

Texas Laws

Below is a list of Texas laws that govern the right to cancel certain consumer contracts. If you find these statutes difficult to understand, you may want to look at the “plain English” resources on this page or speak to an attorney.

Federal Regulations

Below are some of the federal laws that govern common consumer purchases. If you find these statutes difficult to understand, you may want to look at the “plain English” resources on this page or speak to an attorney.

Explained in "Plain English"

Because Texas and federal law may not be easy to understand, below you'll find a collection of resources that help to explain the law in “plain English.”

E-Books Available from the State Law Library

If you have a library account in good standing, you can check out an OverDrive e-book title or access our remote databases. Don't have a library account? Texas residents can register for a library account from home! Learn more about how to register from home.

Below are e-books that may help you with your research on cancelling consumer contracts.