Note The library cannot tell you what the law means for your situation.
Note Many new Texas laws took effect on September 1st, 2025. We are working on reviewing this page and making updates if needed. However, information may be out of date until our review is complete. For help locating current laws, ask a librarian.
A payday loan (also called a cash-advance loan, a check-advance loan, a post-dated check loan, or a deferred deposit loan) is a short-term, high-interest loan from a check cashing business or a finance company. These loans are often cash advances secured by personal checks or electronic transfers, and often have a very high annual percentage rate (APR).
Because Texas and federal law may not be easy to understand, below you'll find a collection of resources that help to explain the law in "plain English."
Texas residents can access e-books with a free library account.
Note The library cannot tell you what the law means for your situation.
