Note The library cannot tell you what the law means for your situation.
A payday loan (also called a cash-advance loan, a check-advance loan, a post-dated check loan, or a deferred deposit loan) is a short-term, high-interest loan from a check cashing business or a finance company. These loans are often cash advances secured by personal checks or electronic transfers, and often have a very high annual percentage rate (APR).
Because Texas and federal law may not be easy to understand, below you'll find a collection of resources that help to explain the law in "plain English."
These e-books can be viewed by those who have signed up for a free library account with the State Law Library. Only Texas residents are eligible to sign up. Signing up is free.
Our librarians recommend:
Note The library cannot tell you what the law means for your situation.
