Foreclosure is the legal process that allows for a piece of property to be sold in order to satisfy certain debts that are owed by the property owner.
This guide was created to help provide information on how the foreclosure process works in Texas. It includes the following:
There are many legal terms used in the foreclosure process that non-lawyers may not know. Below are some terms that are helpful to understand when facing a foreclosure. Other pages in this guide will provide more information about how they factor into the process.
Additional terms can be found at the link below.
Below you will find references to areas of Texas and federal law related to foreclosure. If you find these statutes difficult to understand, please see the Understanding the Law resources below for a "plain English" explanation of these laws.
Volume 1, Ch. 8 discusses nonjudicial foreclosures. Volume 4, Ch. 53 discusses real property security interests and Ch. 70 discusses property tax foreclosures. Volume 5, Ch. 100, §103.06 discusses property owners' association foreclosures.