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A legal research guide on the state and federal laws for foreclosure.

General Information

Note Foreclosure procedures may be impacted by the COVID-19 pandemic. Please see the Homeowners subpage on the COVID-19 and Texas Law research guide for current information related to COVID-19 and foreclosures.

About This Guide

Foreclosure is the legal process that allows for a piece of property to be sold in order to satisfy certain debts that are owed by the property owner. This guide was created to help provide information on how the foreclosure process works in Texas. Below as well as on the additional pages of this guide, you will find links to Texas and federal laws governing foreclosures, resources that will help you better understand these laws as well as information on who to contact if you are facing foreclosure.

Important Terms

There are many legal terms used in the foreclosure process that non-lawyers may not know. Below are some terms that are helpful to understand when facing a foreclosure. Other pages in this guide will provide more information about how they factor into the process.

Additional terms can be found at the link below.

Laws on Foreclosure

Below you will find references to areas of Texas and federal law related to foreclosure. If you find these statutes difficult to understand, please see the Understanding the Law resources below for a "plain English" explanation of these laws.

Texas Law

Federal Law

Federal Rules

Understanding the Law

E-Books from the Texas State Law Library

You can borrow the e-books below with your library account. Don't have a library account? Texas residents can register for a library account online! Learn more about how to register online.