Note The library cannot tell you what the law means for your situation.

Conducting the Sale

Foreclosure auctions are generally held the first Tuesday of each month between 10:00 a.m. and 4:00 p.m. at the county courthouse. The sale must begin at the time stated in the notice of sale, but no later than three hours after the time scheduled on the notice of sale.

Texas Law

Chapter 22 of the Texas Business & Commerce Code
State laws governing the sale of residential real property under power of sale.
Section 51.002 of the Texas Property Code
State law governing foreclosure sales in nonjudicial foreclosures.
Section 34.01 of the Texas Tax Code
State law governing sales of property in tax lien foreclosures.

Court Rules

Rule 646a of the Texas Rules of Civil Procedure
Court rule governing the sale of real property in a judicial foreclosure.

What Happens at the Sale?

In non-judicial foreclosures, the trustee or a substitute trustee will be the one to conduct the sale. These auctions can sometimes be referred to as a "trustee sale" or "substitute trustee" sale.

In judicial foreclosures, the auction may be conducted by a county official, often the county constable, or by an agent hired by the local taxing authority (for those involving property taxes).

Foreclosure in Texas
Written by a Texas real estate attorney, this webpage provides a detailed look at the foreclosures in Texas with sections specifically related to the sales process.
What does REO mean?
An article from legal self-help publisher Nolo on what happens when the lender is the highest bidder at a foreclosure sale and what it means when a property is "real-estate owned" or REO for short.

Finding Foreclosure Sales Information Online

There is no website that contains a listing of every foreclosure sale happening across Texas. You will need to refer to local resources in order to find information about upcoming sales in your area.

Information can often be found on the county clerk's websites. For property tax foreclosures, sales information may also be found on the county tax office's website.

E-Books

You can borrow the e-books below with your library account. Don't have a library account? Texas residents can register for a library account online! Learn more about how to register online .

Texas foreclosure manual
This State Bar of Texas manual covers foreclosure laws and procedures in Texas including debt collection, secured loans, bid evaluation, alternatives to foreclosure, and the specifics of foreclosure: notice of sale, conducting the sale, post-sale considerations, and penalties. Includes forms, foreclosure sale sites, and further Internet resources for all Texas counties.
Texas real estate guide
This multi-volume set of e-books provides comprehensive coverage of real property law. Volume 1, Ch. 8 discusses nonjudicial foreclosures. Volume 4, Ch. 53 discusses real property security interests and Ch. 70 discusses property tax foreclosures. Volume 5, Ch. 100, §103.06 discusses property owners' association foreclosures.
Home foreclosures : including reverse mortgages, tax liens, condominium liens, land installment sales, and seizure of manufactured homes
With a foreclosure crisis looming, attorneys and homeowners alike will benefit from the straightforward information and advice this volume offers about foreclosure procedures and defenses.
The foreclosure survival guide : keep your house or walk away with money in your pocket
"If you're one of the millions Americans who are having trouble making your mortgage payments or are already in jeopardy of foreclosure, this guide will give you the practical information you need, including: the ins and outs of foreclosure; how to decide if you should try to keep your house; federal programs to help you avoid foreclosure; alternatives to foreclosure, such as short sales and deeds in lieu; delaying or avoiding foreclosure with bankruptcy; and avoiding foreclosure scams." - publisher's description
Real estate finance law
"This treatise provides current, expert coverage on the law of mortgages, including the mortgagor-mortgagee relationship prior to foreclosure; mortgage substitutes; transfers by the mortgagor; transfers by the mortgagee; payment and prepayment; the foreclosure process; deficiency judgments and anti-deficiency regulation; priority issues; governmental intervention in the mortgage market; and financing real estate construction. " - publisher's description
Real estate finance in a nutshell
This nutshell provides a quick overview of real estate finance law and touches on the mortgage market, real estate financing devices, and the underlying obligation as well as rights and obligations after default and before foreclosure.

Note The library cannot tell you what the law means for your situation.